Panama City, Florida
Short-Term Rental Regulations — Bay County
Allowed (Permit Required)
STR Status
Permit: RequiredBusiness License Required
Permit & Licensing
Permit RequiredYes
Business License RequiredYes
WaitlistNot specified
Owner Requirements
Owner Occupancy RequiredNot specified
Primary Residence RequiredNot specified
Insurance RequiredNot specified
Limits & Restrictions
Parking RequiredNot specified
Taxes & Fees
Transient Occupancy Tax / TOTContact city for rates
Official Sources
Data confidence: 88%Last updated: June 7, 2026
Short-term rental rules in Panama City, Florida
Short-term rentals (Airbnb, Vrbo) in Panama City, Florida are allowed with a permit. Operators must obtain a permit.
Frequently asked questions
Are short-term rentals allowed in Panama City, Florida?
Short-term rentals (including Airbnb and Vrbo) are allowed with a permit in Panama City, Florida.
Do I need a permit to run an Airbnb in Panama City?
A short-term rental permit is required, a business license is also required.
Where do these Panama City short-term rental rules come from?
These details are verified against Panama City's official short-term rental ordinance and updated when the rules change.
Always verify before you buy. Short-term-rental rules change often and may not be fully current here. Confirm directly with Panama City, Bay County, or Florida authorities — and consult a qualified attorney — before purchasing property or operating an STR. This is not legal advice.