Panama City Beach, Florida

Short-Term Rental Regulations — Bay County

Allowed (Permit Required)

STR Status

Business License Required
✓ Verified against the official ordinance.View source· Last verified 6/8/2026

Permit & Licensing

Permit RequiredNot specified
License Cost$250 Registration Fee (new); $150 Re-registration Fee (renewal)
Renewalannual
Business License RequiredYes
WaitlistNot specified

Owner Requirements

Owner Occupancy RequiredNot specified
Primary Residence RequiredNot specified
Insurance RequiredNot specified

Limits & Restrictions

Minimum Night Stayless than 30 days or 1 calendar month, whichever is less
Parking RequiredNot specified

Taxes & Fees

Transient Occupancy Tax / TOTContact city for rates

Official Sources

pcbfl.gov/295/Short-Term-Rentals
Data confidence: 95%Last updated: June 8, 2026

Short-term rental rules in Panama City Beach, Florida

Short-term rentals (Airbnb, Vrbo) in Panama City Beach, Florida are allowed with a permit.

Frequently asked questions

Are short-term rentals allowed in Panama City Beach, Florida?

Short-term rentals (including Airbnb and Vrbo) are allowed with a permit in Panama City Beach, Florida.

Do I need a permit to run an Airbnb in Panama City Beach?

A business license is also required, the fee is $250 Registration Fee (new); $.

Are there stay limits for short-term rentals in Panama City Beach?

Yes — Panama City Beach sets a minimum stay of 30 nights.

Where do these Panama City Beach short-term rental rules come from?

These details are verified against Panama City Beach's official short-term rental ordinance and updated when the rules change.

Always verify before you buy. Short-term-rental rules change often and may not be fully current here. Confirm directly with Panama City Beach, Bay County, or Florida authorities — and consult a qualified attorney — before purchasing property or operating an STR. This is not legal advice.