Spencer, Indiana

Short-Term Rental Regulations — Owen County

Allowed (Permit Required)

STR Status

State-level data: No city- or county-specific STR ordinance found. Showing Indiana statewide rules (tax, registration, and any state preemption) that apply here.
✓ Verified against the official ordinance.View source· Last verified 6/16/2026

Permit & Licensing

Permit RequiredNot specified
Business License RequiredNot specified
WaitlistNot specified

Owner Requirements

Owner Occupancy RequiredNot specified
Primary Residence RequiredNo
Insurance RequiredNot specified

Limits & Restrictions

Minimum Night Stayless than 30 nights triggers tax; 30+ days exempt
Parking RequiredNot specified

Taxes & Fees

Transient Occupancy Tax / TOTvaries by county; ranges from 3% (Montgomery) to 10% (Marion)

Official Sources

in.gov/dor/resources/tax-rates-and-reports/rates-fees-and-penalties/county-innkeepers-tax/
Data confidence: 85%Last updated: June 16, 2026

Short-term rental rules in Spencer, Indiana

Spencer has no city- or county-specific short-term-rental ordinance, so Indiana statewide rules apply — under which short-term rentals are allowed with a permit. A lodging/occupancy tax of varies by county; ra applies.

Frequently asked questions

Are short-term rentals allowed in Spencer, Indiana?

Short-term rentals (including Airbnb and Vrbo) are allowed with a permit in Spencer, Indiana.

What taxes apply to short-term rentals in Spencer?

Short-term rentals in Spencer are subject to a lodging/occupancy tax of varies by county; ra.

Are there stay limits for short-term rentals in Spencer?

Yes — Spencer sets a minimum stay of 30 nights.

Where do these Spencer short-term rental rules come from?

These details are verified against Spencer's official short-term rental ordinance and updated when the rules change.

Always verify before you buy. Short-term-rental rules change often and may not be fully current here. Confirm directly with Spencer, Owen County, or Indiana authorities — and consult a qualified attorney — before purchasing property or operating an STR. This is not legal advice.